When you think about retiring does it provoke anxiety or make you happy? What does it mean to you? Some see it as the ultimate reward for a lifetime of hard work. No more business obligations. No more bosses telling you what to do. No more asking permission for time off. No more feeling torn between work commitments and the needs of your family. Retirement feels like freedom. But the practical side of the brain might have a different opinion. No more paychecks. No more overtime. Will you be able to make it on a fixed income? Will there be enough for extras, like vacations? What if? What if? What if?